Sketch what a single mutual fund investment could grow to
This tool applies a steady annual return to a one-time amount—the same compound-interest idea many portals use for “mutual fund return” estimates. Real funds bounce with markets, NAV, and costs; use your figures as a thought experiment, not a forecast from any AMC.
Adjust inputs below — results and charts update instantly. Shareable URL preserves non-default values.
Inputs
Invested amount
₹5.00 L
Estimated returns
₹6.05 L
Total value
₹11.05 L
Not financial advice. Calculator outputs are mathematical illustrations based on your assumptions and may differ from actual fund performance, fees, and taxes.
Where the corpus comes from
Growth over time
Year-by-year observation
| Year | Invested Amount | Portfolio Value | Year-over-year change |
|---|---|---|---|
| Year 0 | ₹5.00 L | ₹5.00 L | — |
| Year 1 | ₹5.00 L | ₹5.60 L | +₹60,000 |
| Year 2 | ₹5.00 L | ₹6.27 L | +₹67,200 |
| Year 3 | ₹5.00 L | ₹7.02 L | +₹75,264 |
| Year 4 | ₹5.00 L | ₹7.87 L | +₹84,296 |
| Year 5 | ₹5.00 L | ₹8.81 L | +₹94,411 |
| Year 6 | ₹5.00 L | ₹9.87 L | +₹1.06 L |
| Year 7 | ₹5.00 L | ₹11.05 L | +₹1.18 L |
Scroll horizontally on smaller screens. Values are rounded, illustrative yearly snapshots.
Why this is only a rough picture
Mutual fund NAVs move every business day. This screen smooths everything into one constant yearly return, which is useful for mental math and comparing “what if I earned X% for Y years?”—but it will not match any real scheme tick-for-tick. Expense ratios, taxes, exit loads, and cash flows in or out of the fund are not part of the formula here.
How it relates to SIP
A monthly SIP buys units at different NAVs over time; this calculator is strictly for a single investment at day one. If you are building a habit with equal monthly amounts, the SIP calculator on this site is the closer fit. Many investors use both: SIP for regular savings and a tool like this for a bonus or inheritance parked once in a fund.
Compound growth (reference)
A = P × (1 + r)n
- P = amount you assume you invest once
- r = annual return expressed as a decimal (rate ÷ 100)
- n = years invested
- A = illustrative ending value before tax or charges
Disclaimer: Illustrative mathematics only. Not from any mutual fund house, distributor, or SEBI-registered adviser; not a recommendation to buy or sell any scheme.
Try related calculators
Pair a one-off estimate with monthly SIP math or loan planning.